To track your gifted subscription, go to your Account Settings 
We’ve emailed your gift link. Want us to send some more?
0 of 0 Subscription available
Not now, thanks
FILTERS
The Walmart-backed company commands nearly half of India’s digital-payments landscape. But its financials trail its smaller, listed rival
India's largest payments bank broke the payments-bank curse and is making a play to grab a share of UPI transactions from the big banks. But it should be careful what it wishes for
AI is opening up a bundle of contradictory experiences for India’s workforce, blurring multiple lines
The standoff has cost the payments orchestrator in its latest funding round; merchant support, though, seems more enduring
A recent subsidy cut threatens the zero-fee model that made UPI ubiquitous, forcing banks, fintechs, merchants, and regulators to rethink who should foot the bill
The Walmart-owned fintech's failure to sell insurance to its UPI users means the payments company's desire for a new business with scale remains just that
Flipkart’s interest in backing Super.money has a lot to do with the third wave of UPI. But Super.money is bringing a knife to this gunfight
Walmart-owned Flipkart and Walmart-owned Phonepe are both headed by ambitious CEOs. Both companies want to IPO. Both have over 500 million users. And both are also increasingly competing on each other’s respective turfs
Those were the words of a rival fintech about Phonepe’s barely-year-old payment aggregator. Why has it got some in the industry worried?
From bean counting, the new finance leaders are now forming company strategies and driving major decisions. But at the cost of innovation
With Phonepe and other rivals targeting its merchants, Paytm wants its sales force to leave no stone unturned
Retail investors are flocking to direct mutual-fund plans on fintech platforms, but the ‘star’ rankings hide many a fault
In a saturated, competitive market, thousands of field agents working for Indian fintechs hustle daily to ensure that merchants choose their platform
India’s most valuable fintech's insurance arm stares at an unsustainable growth, blame it on its two-wheeler insurance policies
The payments major and HDFC Securities are among the new entrants in discount broking eager to wrest market share from incumbents
As the open network evolves, fintechs see a UPI-like opportunity in e-commerce, but seller side is posing a challenge
India’s largest public-sector lender wants to attract more current-account deposits to raise inexpensive capital. But handing out sound boxes, already popularised by Paytm and Bharatpe, might not be the best plan
With resources stretched and banking tech in need of a revamp, India’s #2 payments app is facing multiple battles in a rapidly changing war
The $200-300M deal gives the fintech giant access to the much-sought-after NBFC license, but it also comes with baggage
Piramal Finance, one of India's largest non-banking lenders, is taking hits in its traditional business model and attempting a 180-degree flip, thanks to far smaller companies. But this is at a time when fintechs are facing an acute funding crunch.
Transactions on the game-changing Unified Payments Interface cost apps, banks, and the payments processor US$500 million a year. And state support hardly suffices
With a user base of over 350 million, PhonePe is eyeing growth in its investments business. Recent acquisitions and applications for regulatory licences are part of its strategy but its biggest challenge is likely to be the cross-selling hurdle which has humbled bigger rivals like Paytm in the past
India’s top seven banks have nearly 70 million current accounts, but Paytm, PhonePe, BharatPe end up becoming the first port of call for close to 25 million merchants. Banks like HDFC Bank and SBI now want to claw back their share
Every month, India sees about 80,000 frauds orchestrated through UPI, with gullible victims duped into voluntarily transferring up to Rs 200 crore. Redressal mechanisms are near to none, and payments companies are left playing catch up as these scams grow more and more elaborate
Publicly-listed adtech platform Affle has spent over $85 million making numerous investments and acquisitions such as Indus OS, Bobble AI, App Studio, Vizury, to shore up its business. Affle’s canny negotiation tactics, however, have left a few disgruntled investees holding the can
PhonePe and Affle seem strapped in for a long, legal battle over the acquisition of vernacular app marketplace Indus OS. The acquisition, by most accounts, is favourable to everyone involved. What went wrong?
Four years of UPI saw Visa’s share of debit card spends dropping from 56% in 2016 to about 40% now. And despite having solutions that could have put it on par with UPI, the US$410 billion card network didn’t push them. Visa is fighting back now, but it has to do so while adjusting to a new way of life
MobiKwik rode disruption after disruption in the fintech space and still managed to hang in there. To survive, it introduced financial services, dipped its toes into small-ticket lending. Now, at a valuation of $300 million, it wants to go public
The clock is running out on Paytm's window of opportunity to transform from a plateauing payments company to a diversified financial services one. The $1 billion in the bank won't hurt, but after a string of false starts, something needs to click
Online platforms have the capital, talent, distribution, and millions of active users. But they’re realising that just operating Fintech as a Feature (FaaF) may not be enough
In taking down Yes Bank, a bank dripping with bad assets, RBI inadvertently threw India’s digital ecosystem into a tizzy
PhonePe’s cash-at-a-store facility is an old hack aimed at new digital problems. With UPI transaction growth rate flatlining and growth of new ATMs slowing, PhonePe hopes cash can be the gateway to its digital payments problems
Navi Technologies wants to make financial services simple, accessible, and affordable. It has several plans afoot already, but in its path are the likes of Paytm, PhonePe, and Google Pay
Last year, an escalating bad loan and liquidity crisis stripped the hype from fintechs and revealed which companies were truly gaining ground in digital finance. And they lay the foundation for the new decade
India’s largest payments company is working furiously to escape UPI disruption, transient users, growing losses, unicorn narratives and country risk
Venture capitalists often let their investments do the talking. And talk they do. From $100-million Series A rounds to $500+ million funding rounds, India has had enough and more investor interest and shifting investment patterns of late. We decided to map that interest with data from the last three years
Not too long ago, Myntra was the fashionable jewel in Flipkart's crown. Today, the fashion e-tailer's growth is slowing, it's seen major changes in management, its Chinese wall with Flipkart is crumbling, and Flipkart Fashion has shot ahead of it. With fashion e-retail increasingly going tier-2 and Walmart shifting goalposts for Myntra, it's in a bit of a flux
From $2 billion in 2018, Flipkart-owned PhonePe is worth ~$10 billion today. As it has grown, its reliance on Flipkart has shrunk. Once, 50% of its monthly transactions came through Flipkart. Today, this is less than 0.5%. But as PhonePe looks to fly the nest, it must figure out its business model
Google played all its cards perfectly to make Google Pay the number one UPI payments app in a hyper-competitive market. But there is such a thing called too much market share, it will learn
One-year-old payments company focused on merchants has seen a swift rise standing atop the shoulders of the consumer-focused payments apps. But payments supremacy isn’t the destination for BharatPe, merely the vehicle
By continuing, you agree to our Terms of Service and Privacy Policy
“There's no greater gift than thinking that you had some impact on the world, for the better.”
– Gloria Steinem
Our anti-piracy system has flagged your account for suspicious activity and has temporarily paused your account. This may happen due to a number of reasons.
If you think that this was done in error, please get in touch with us at [email protected].
