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Motilal Oswal’s favourite game is one that can make—or break—the house

The financial-services firm’s Rs 10,000-crore investments in its own products, an exception among its peers, can cut both ways

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AI is making its way into banks. But the gates aren’t wide open

From auto loans to home loans, generative AI tools are helping buyers get faster loans. But existing biases still lurk

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A Rs 2,500 cr scam powered by mule accounts: an illustrated guide

A slick new “tech service” is streamlining fraud for scammers and muddying the waters for law enforcement

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Cars24 wades deeper into used car loans when even banks play it safe

As Cars24 chases profit with its non-bank arm, its key business of buying and selling used cars has taken a back seat

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Hire the wounded: a Philippine CEO’s strategy to build a new digital bank

After laying strong foundations for the Philippines’ biggest e-wallet, Albert Tinio is back at it again. The co-head of Gotyme shares his secret to convincing millions of people to bank digitally

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Looking for your first job? The recruiter would like to see your work experience

Caught between dwindling jobs and companies wanting more experience even in entry-level jobs, fresh graduates entering the workforce find that they need to level up

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Your SIM card is a new weapon in Airtel and Jio’s fintech war

Airtel is banking on its deep distribution network to do what many fintechs in India would give an arm and leg for

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Sea’s fintech arm was once just its sidekick. Now, it’s a budding star

Sea Limited’s digital financial-services arm has found a steady earnings footing by straying from its own ecosystem

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Same borrowers, same lenders, same problems: but India’s two public credit platforms won’t join hands to fix them

India has not one but two public digital lending platforms that want to bring a payments-like revolution to credit. But despite their synergies, they don’t see eye to eye

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Indonesia’s only Islamic region is losing trust in its Shariah banks

Home to the world’s largest Muslim population, Indonesia wants to lead the Islamic-banking world. But as a province makes Islamic banking mandatory, things start to go wrong

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Xendit on self-disruption quest after shaking up Philippine fintech market

After tasting success early in the Philippines, the Indonesian company shifts focus to BNPL and lending to shore up margins

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Retail banking, the next frontier for Singapore’s DBS, OCBC and Co

The pandemic delivered a blow to Singaporeans’ financial planning goals. Now, traditional banks are looking to monetise the previously costly retail segment after building their digital moat. There’s competition aplenty, though, from VC-backed robo-advisors and the upcoming digital banks

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Caught in a Western legal storm, Ripple swims East to hasten IPO

A historic SEC lawsuit, with a potential US$1.3 billion fine, has forced financial services and crypto company Ripple to focus on Asia. Despite local investors and a truckload of crypto money, building a business that’s IPO-ready is a tough challenge

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The Interview: Rajiv Chandna on OVO’s plan to build an investment flywheel on payments

Piggybacking on Grab and Tokopedia worked for Indonesian e-wallet OVO before. But with the Gojek-Tokopedia merger and a new payments settlement system in the works, it needs a new gameplan

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Grab, Gojek and the rush for an Indonesian state-backed Link(Aja)

Indonesia’s state-owned enterprises are tying up with super apps Grab and Gojek to chase a future that turns payments and financial services digital. Though Grab has taken the lead, Gojek has home advantage

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Paytm grasps at financial services straws to stop its slide

The clock is running out on Paytm's window of opportunity to transform from a plateauing payments company to a diversified financial services one. The $1 billion in the bank won't hurt, but after a string of false starts, something needs to click

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How PhonePe went from cameo to starring role in Flipkart’s show

From $2 billion in 2018, Flipkart-owned PhonePe is worth ~$10 billion today. As it has grown, its reliance on Flipkart has shrunk. Once, 50% of its monthly transactions came through Flipkart. Today, this is less than 0.5%. But as PhonePe looks to fly the nest, it must figure out its business model

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