To track your gifted subscription, go to your Account Settings 
We’ve emailed your gift link. Want us to send some more?
0 of 0 Subscription available
Not now, thanks
FILTERS
It’s a great time for Prudential to sell a stake in India’s most profitable fund house. But why sell the goose that lays the golden egg?
India wants to stop terror-funded rupees, banks want to stop inadvertently laundering them, and compliance firms just want to be on every bank’s speed dial
A slick new “tech service” is streamlining fraud for scammers and muddying the waters for law enforcement
Talked about for its cutthroat culture and high attrition, Axis Bank’s chief executive wants to switch things up in his third term
A big part of Apple’s record high sales in India is thanks to the affordability programmes it has with the likes of HDFC Bank. But the lenders pay a heavy price for it
Ajit Dayal’s Quantum MF plans to take ICICI Bank to court—another first that sets the fund house apart from its peers. But taking tough stands comes at a cost
Visa and Mastercard have long been synonymous with credit cards. The regulator wants to change that—but it will have collateral damage
Amit Lakhotia is gearing up Park+ for the $241-million opportunity. But banks are worried about market monopolisation
A barrage of KYC mandates from banks and regulators has created the perfect fear vector for Indians to be targeted by criminal tech startups running “fraud stacks”
Personal loans helped lift Paytm and rejuvenate its lending operations. But the fintech must now seek alternatives
With an investment of over US$14 billion, the company is expected to replicate the disruption Reliance brought to the telecom industry. And it's putting together a crack team
Banks like Union Bank, IDFC, Axis Bank are doubling down on lending for studies abroad as up to 1 million students are expected to go abroad. And financing overseas education is everything domestic education could not be
What can lenders do when credit-card experts on Telegram, WhatsApp, and Discord keep finding new ways to game the system and maximise rewards?
That one shareholder—ICICI Bank—has stacked the deck against everyone else by choosing an unusual route to take the brokerage private
The CEO’s HR-strategy revamp sparks a mid-management frenzy, triggering an exodus of top talent
Banks, in a race to sell more credit cards, made free access to airport lounges as their top selling point. And now it’s coming to bite them
India’s central bank has thrown many curveballs at the unicorn lending fintech, leaving it to navigate a complex path. Despite the efforts to steer its way out with new products, Slice finds itself adrift in a sea of dwindling user numbers
A regulatory shift in the way India handles financial data is likely to disrupt Lentra’s space. And while other geographies offer new opportunities, they also come with local challenges
The RBI regulations and the covid-induced lockdown helped collection-tech startups gain ground. But lenders feel it won't be easy to replace good old legwork
With rising interest rates and looming job losses, three young fintechs—Multipl, Hubble, and Tortoise—are pitching save now, buy later as the way forward for a range of purchases. But this is something banks have tried in the past, without much success
The hard part was developing an identity, which is now a bit of a crisis. Slick features and offerings have attracted a few million users, but growing revenue will require changing customer behaviour and building trust
With sharp growth in demand serving as tailwind, Rupeek is doubling down on its gold-backed loan bet. But growth needs expansion and expansion would mean facing off against the likes of Muthoot and Manappuram, while also keeping its cost of funds low
Throw a stone in India’s fintech space and odds are you’d hit a company that’s partnered with SBM Bank. Some, like Slice, have even attained unicorn status on the back of its banking rails. While these partnerships have helped SBM Bank’s fortunes skyrocket in a few short years, they are also its biggest risk
With Citibank plotting an exit from India and Amex under regulatory embargo, a big slice of the premium credit card market is up for grabs. A lucrative opportunity for the likes of SBI and HDFC, but capturing it depends on how well they upgrade their internal playbooks
Lending for used commercial vehicles is a risky business, but NBFCs like Kogta, SK Finance, with NPA ratios of 3-4%, tasted success when banks and bigger NBFCs kept away. Maintaining the win, however, depends on how strong they are beyond home turf
The rise in digital financial activity has put API builders like Setu and Perfios at the centre of digital banking and how customers interact with their finances. This has the potential to reimagine banking, allowing smaller institutions to compete with large incumbents
Banks still rely on relationship managers to sell financial products, even though over 50% of all transactions happen digitally. But impossible sales targets have painted a target on customers’ backs—RMs have to sell at any cost, adding fuel to the fire of complaints against private banks
A consortium of 18 banks is trying to revolutionise the country’s cumbersome trade finance system through distributed ledgers, the canopy of technology blockchain falls under. The new platform, built by Infosys, could save time and prevent fraud. For that to happen, though, there are fundamental kinks that must be ironed out
The Reserve Bank of India wanted entities with new ideas to take digital payments beyond 100 million. Not only does it now have a pitched battle on its hands, but the consortiums scrambling for a licence want to duplicate existing payments products
In taking down Yes Bank, a bank dripping with bad assets, RBI inadvertently threw India’s digital ecosystem into a tizzy
The likes of Paytm and Amazon Pay once saw credit cards as competition. Now they see them as a lifeline
A bank that has relied on buying technology for years wants to build tech of its own. It must now let what it builds compete with what it has nurtured for years
You’d think Indian companies would care more about data breaches. But thanks to Indian laws, companies needn’t bother about your details leaking out. So, often, they don’t
BankBazaar is chasing a futuristic vision of making lending a fully digital process, but for now, PaisaBazaar is ahead
The internet gave us access to everything and everyone, but in this story, we will talk about the opposite: how everything and everyone got access to us because of the information-sharing technology
By continuing, you agree to our Terms of Service and Privacy Policy
“There's no greater gift than thinking that you had some impact on the world, for the better.”
– Gloria Steinem
Our anti-piracy system has flagged your account for suspicious activity and has temporarily paused your account. This may happen due to a number of reasons.
If you think that this was done in error, please get in touch with us at [email protected].
