Ka-Ching!

By Arundhati Ramanathan & Anand Kalyanaraman

A weekly newsletter about how finance is getting supercharged by tech in India, and how you can make money work for you

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UPI’s credit fix finds the right timing

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With its borrowing appetite improving, India might be ready for instant, short-term loans the second time around

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The fixed deposit deserves a Budget break…

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for parity with debt mutual funds

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Amazon Pay is treading the road not taken by Google Pay

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The payment laggard recently launched digital fixed deposits on its platform, which the latter had been scrutinised for

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The year that was Ka-Ching!: Banks, Bills, and the Bullion

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Our financial newsletter followed the money in all its moves. Here’s a roundup of the best

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Rupee on a free fall. What would you take: red pill or blue pill?

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Asia’s worst-performing currency has moved from headlines to homes, hitting weddings, wallets, and your portfolio

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Phonepe shows why payments companies can’t keep up with the e-commerce act

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It is great at instant payments, but 10-minute delivery has got it beat

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Bitcoin’s ‘rat poison’ endgame…

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could see it wither under its own contradictions

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Digital gold in regulatory no-man’s land…

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puts millions of customers at risk

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The ChatGPTficiation of Indian fintech is here

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Razorpay, Cred, Phonepe, Zerodha, and other fintechs’ use of AI spans five stages—from low-risk to radical

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The rich can now invest abroad. The common investor is still waiting

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High thresholds in international investing through GIFT city keep the average Ashok away

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Bajaj Finance reveals its best-kept secret

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That it loves new-to-credit borrowers

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Banks love retail borrowers. Retail borrowers love loan apps

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A regulatory squeeze, rising delinquencies, and Gen Z’s impatience are reshaping who lends to India

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Decoding EPFO’s new withdrawal rules

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A case of misplaced fear?

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Are SIPs always right? Nah, says a new study

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A recent India-specific research paper lays out a more nuanced reality than what the country’s mutual-fund marketing machine would have you believe

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The big billion bluff?

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Discount-hunting online during the festive season often feels like solving a puzzle

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